Importance of insurance | USA General Insurance by Expert Columns

Importance of insurance

The summer of 2007 won’t be forgotten in a hurry. I was flying to Thailand, eager to spend two weeks at Patong Beach in Phuket, and two weeks in Bangkok. Of course I was excited, more so because eleven friends would be accompanying me. Vivid images of shopping in the busy markets and visiting the beautiful James Bond Island intruded on my sleep.

Unfortunately I had overlooked one very important thing, and that was travel USA general insurance. I was as fit as a fiddle and had no known ailments to worry about. Nothing would spoil my holiday,

nothing except a very bad bout of food poisoning courtesy of one of the unhygienic street stalls selling kebabs. This had me off my feet for three days and spending in excess of $55 Australian dollars on medication.

Oh well on with the holiday! Once I was back on my feet we were off exploring, and what better way to excplore the area than to hire a tuk tuk. We spotted a sign offering cheap elephant treks, now this would be exciting! Unfortunately it was a little too exciting for the elephant who was transporting my friend Christine and I. As he descended the muddy slopes of the riverbed he slipped, taking himself and us his passengers, with him. Although he stabilized himself, it was a little too late, Christine and I were slapped in the face by a tree branch. Thus one chipped tooth! (Mine) I kid you not, I was soon to find where the local dentist was located.

Well my friends had a field day laughing at my Billy Bob tooth, while I was cussing loudly and wondering if bad luck really did come in threes. It wasn’t long until I found out that in my case it does! Being a teatotaller I am rather inexperienced when it comes to alochol. Not so my good friends who decided to ply me with Pena Coladas. If you’ve ever tried these drinks you will know that 8 of them is a little too much when guzzled in quick succession. Needless to say the telegraph pole right beside the bar’s entrance, did NOT give me right of way. Outcome? Bad concussion and one split eye. Yes, self inflicted I agree, but a costly accident when you do not have health USA general insurance.

I look back and laugh at these accidents, and they certainly make for top entertainment when the family gets together to watch it all on video cam. But in hindsight, travel USA general insurance would have saved me a heap of money. When I compare the low cost of travel USA general insurance and the huge amount of money I outlayed for medical treatment, dental, as well as pharmaceutical needs, I berate myself for not ensuring

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